Most Valuable Coins Still in Circulation (Updated 2024)

Laura Mitchell

About the Author

Laura Mitchell is a numismatics enthusiast and coin history writer from Ohio. She has a background in archival research and a passion for American currency. Laura wants to help collectors, especially beginners, understand how to identify rare varieties, and how to see if a coin is worth money. Laura has knowledge and a practical, reader-friendly style. She tries to make even complex topics like the coin grading chart and rare pennies easy to grasp.

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Introduction

Circulated coins with rare errors or limited mintages are more exciting than pristine proofs. These are the coins that are worth money because of history, rarity, and human error. Such pieces passed through countless hands before discovery unnoticed, and they might already be in your possession. This guide will help you learn how to know if a coin is worth money, and why some of the most unsuspecting pieces can be shockingly valuable.

TOP 10 Most Valuable Circulated Coins

1916-D Mercury Dime

1916-D 10C Regular Strike

1943 Copper Penny

1943 1C Bronze BN Regular Strike

1970-S Small Date Lincoln Penny

1970-S 1C Small Date RB Regular Strike

2004-D Wisconsin Extra Leaf Quarter

2004-D 25C Wisconsin Extra Leaf Low Regular Strike

1982 No Mintmark Roosevelt Dime

1982 10C No Mintmark Strong Regular Strike

1999-P Wide AM Lincoln Penny

1999 1C Wide AM BN Regular Strike

1969-S Doubled Die Lincoln Penny

1969 S 1C Doubled Die Obverse BN Regular Strike

1955 Doubled Die Lincoln Penny

1955 1C Doubled Die Obverse BN Regular Strike

1983-P Washington Quarter (DDR)

1983 P 25C Regular Strike

2019-W and 2020-W Quarters

2019 W 25C Lowell NP Regular Strike

TOP 5 Most Valuable Silver Coins

These silver coins prove that high metal content plus rarity equals serious value. Many of them are also a good starting point for people asking what coin is worth the most money from older collections.

1932-D Washington Quarter

1932-D 25C Regular Strike

1916 Standing Liberty Quarter (Full Head)

1916 25C Standing Liberty Regular Strike

1893-S Morgan Silver Dollar

1893-S $1 Regular Strike

1878-CC Morgan Silver Dollar

1878-CC $1 Regular Strike

1964 Kennedy Half Dollar (Accented Hair)

1964 50C Regular Strike

How to Check Your Coins

If you’ve just inherited an old coin jar or started digging through a forgotten drawer, it can be tough to know where to begin.So how do you know if you’ve got a coin worth money? Here’s a simple process to follow if you’re trying to figure it out for yourself.

  • Start with the dates, ask yourself: what coin years are worth money? As a rule of thumb, anything minted before 1965 is worth a second look, especially if it’s a dime, quarter, or half dollar. Coins from those years often contain 90% silver, and even heavily circulated ones can be worth well above face value based on metal content alone.
  • Next, check for mintmarks, you’ll usually find a small letter stamped on the front or back, depending on the year and type. Coins made at less common mints, like San Francisco (S), Denver (D), Carson City (CC), or West Point (W), sometimes carry a premium simply because fewer of them were produced. 
  • Then, look for errors, doubled lettering, off-center designs, or missing mint marks. Some of the most valuable U.S. coins, like the 1955 Doubled Die penny or the 1982 No Mint Mark dime, were just regular coins that happened to be struck with flaws. Keep an eye out for anything that looks unusual, especially around the text or date.
  • Condition is also important, even common coins can become desirable if they’ve been well-preserved. A coin that shows no obvious signs of wear might be considered “uncirculated” and could qualify for a higher grade. And with higher grades often comes higher prices. Compare them to images on a trusted coin grading chart, it can help you make a more accurate call.
  • Don’t forget to weigh them, if you suspect it might be silver, pull out a scale. For example, a genuine 1964 silver quarter weighs about 6.25 grams, while a modern clad version only weighs 5.67 grams. That slight difference is a quick way to separate silver from newer alloys.
  • Finally, keep reference tools close, a good coin grading chart for rare pennies worth money can walk you through what to look for, especially if you’re trying to assess the smallest differences between grades.

The truth is, you don’t need to be an expert to figure out what coin is worth the most money in your collection. Just have a careful eye and a little patience, and you might be surprised by what’s hiding in plain sight.

1917 25C Type 1 Regular Strike

FAQ: Common Questions About Valuable Coins

In the U.S., most dimes, quarters, and half dollars minted before 1965 contain 90% silver. These coins also weigh slightly more than their modern versions. A silver coin will also make a distinct “ringing” sound when dropped gently on a hard surface. For certainty, you can weigh the coin or test it with a magnet (silver isn’t magnetic).

The mintmark is a small letter that tells you where the coin was struck. Its location varies:

  • On Lincoln cents, look just below the date on the obverse.
  • On quarters and dimes, it’s usually on the obverse near Washington’s ponytail (post-1968) or under the eagle on the reverse (pre-1965).
  • Common mintmarks: D (Denver), S (San Francisco), P (Philadelphia – sometimes omitted), CC (Carson City), O (New Orleans), W (West Point).

Some famous penny errors:

  • 1955 Doubled Die Lincoln Cent: noticeable doubling in the lettering.
  • 1969-S Doubled Die: sharp doubling on “LIBERTY” and “IN GOD WE TRUST.”
  • 1970-S Small Date: hard to find and highly collectible.
  • 1999 Wide AM: spacing between the A and M in “AMERICA” on the reverse.
  • 1943 Copper Penny: an extremely rare error where pennies were struck in copper instead of steel.

1976 Bicentennial quarters (dated 1776–1976) are common in circulation and usually worth face value unless in uncirculated or silver-proof condition. Special 40% silver versions, sold in collector sets, can be worth several dollars depending on condition and market demand.

You can sell coins through:

  • Reputable coin dealers (local or online)
  • Auction houses like Heritage Auctions or Stack’s Bowers
  • eBay (be sure to include quality photos and grading info)
  • Coin shows, where many buyers and appraisers are present

Before selling, get your coin professionally graded and appraised, which can boost buyer trust and final sale price.

Most truly rare coins have been removed from circulation, error coins like the 1982 No Mint Mark Dime, 1999 Wide AM penny, or 2020-W quarters are still found from time to time. The 1943 copper penny, if ever discovered in change, would be among the rarest.

Start with:

  • Professional Coin Grading Services (PCGS or NGC)
  • Local coin dealers or shops
  • Numismatic events and coin shows
  • Online appraisal services (use caution and check reputation)
  • Look for appraisers who are members of recognized organizations like the American Numismatic Association (ANA).